Tata Home Finance Limited has approved the Rich fields project and is one of our preferred financier to the Home Finance purchaser of our apartments.
A home loan is just one of the means by which your dream of owning a beautiful home can come true. You can use it to :
Buy a new house (under construction or ready possession).
Buy an existing well maintained house.

Construct a house on a plot of land.

 
Eligibility

If you're at least 21 years of age and are employed or self employed with a regular income, there is no reason why you can't get a home loan.

You can apply for a home loan even before you have identified a home. Based on your repayment capacity, we can tell you the loan amount you are eligible for. This can then help you decide the budget for your home.

 
Co-applicant

You can include your spouse/parents/brother/sister as co-applicant. We will be glad to include his/her income in enhancing your loan amount (provided the co-applicant meets certain conditions).

You can even have your fiancé/fiancée as a co-applicant.

 
Loan Amount

You can get a loan from Rs 10,000 up to a maximum of Rs 1 crore. Your loan amount will depend upon your repayment capacity, as mutually determined by you and Tata Homefinance (subject to a maximum of 85% of the cost of property).

In case you wish to construct a house on a plot of land, the loan amount could go up to 100% of the cost of construction.

 
Period
We give you an option to select your term of loan. Depending on your convenience, you can decide the number of years you want to take to repay your loan. The maximum repayment period is 15 years and should not extend beyond your retirement age or 65 years if you are self employed, whichever is earlier.
 
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