On the basis of certain documents submitted by you, we will determine your eligibility.
However, there are ways by which you can enhance your eligibility.

For instance, if your spouse is earning, put him/her as a co-applicant. The additional income shall be included to enhance your loan amount. Incidentally, if there are any co-owners they must necessarily be co-applicants.

Did you know that your fiancée's income can also be considered for sanctioning the loan on your combined income? The disbursement of the loan, however, will be done only after you submit proof of your marriage.

Providing additional security like bonds, fixed deposits and LIC policies may also help to enhance eligibility. While there is no need for a guarantor, it could be that having one might enhance your credibility with us. If so, our loan officer would provide you with the necessary details.

Below is a list of documents required from you for sanctioning. You may be asked to submit further legal documents if required by ICICI or its approved lawyers. Do retain photocopies of all documents being submitted by you.