:: Welcome to Vanshee Builders & Developers

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	+ Check Eligiblity
	+ Sanctioning
	+ Disbursement
	+ Interest Rates

Interest Rates

Adjustable Rate Home Loans

The current rate of interest for these loans is 11% for all tenures. The interest rate on these loans is linked to the Retail Home Loan - Prime Lending Rate (RHL-PLR) and moves up or down with the RHL-PLR. The EMI table is given below

Loan Tenure	EMI per lac
5 years	2212
10 years	1420
15 years	1180

	Interest Calculated on basis of monthly rest.
	Maximum Tenure of 20 years. Processing fee of 0.5%.
	No fee for part prepayment.
	In the case of full prepayment or foreclosure, 2% will be applicable on amount prepaid including any such amounts prepaid in the last one year.

Fixed Rate Home Loans

The current applicable fixed rate of interest in respect of the total loan approved is are as follows:
For loans upto Rs.2,00,000

Loan Tenure	Interest Rate (p.a)	EMI per Lac
1- 5 years	11.00%	2175
6-10 years	11.50%	1406
11-20 years	11.50%	1066
21-30 years	12.00%	1029

	The interest rate is calculated on an annual reducing basis.
	Processing fee of 0.5% of the loan amount payable at the time of application.
	Administrative fee of 0.5% of the loan amount payable at the time of first disbursement.
	No commitment fee.
	No fee for part prepayment.
	In the case of full prepayment or foreclosure, 2% will be applicable on amount prepaid including any such amounts prepaid in the last one year.