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HDFC BANK |
| + Fees & Rate of Interest | |
| + Security for the loan | |
| + Supporting Documents | |
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CANFIN BANK |
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TATA |
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CITI BANK |
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ICICI BANK |
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| Fees | |||||||||
A processing fee of 0.5% of the loan amount applied for i.e. Rs. 5 per Rs. 1000 of the loan applied for is payable when the application form is submitted to HDFC. This fee is in respect of costs incidental to the application. |
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On approval of the loan, a loan offer is made to you. On acceptance of the offer, you will have to pay an administrative fee of 0.5% of the loan approved. You can also pay the processing and administrative fees upfront i.e. 1% of the loan at the time of submission of the loan application itself. |
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| Rate of Interest | |||||||||
| The current applicable fixed rate of interest in respect of the total loan approved is are as follows: For loans upto Rs.2,00,000 |
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For loans above Rs.2,00,000 |
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Interest Rates are calculated on an annual rest basis. You repay the loan in Equated Monthly Instalments (EMIs) comprising principal and interest. |
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EMI per Rs.1,00,000 (for loan upto Rs.2,00,000) |
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EMI per Rs.1,00,000 (for loan greater than Rs.2,00,000) |
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Pending final disbursement, you pay interest on the portion of the loan disbursed. This interest is called pre-EMI interest. |
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