Eligibility Criteria :
Prior to the sanction of the loan, you need to fulfil certain parameters.
If you are a salaried individual :

Your minimum gross annual income should be Rs.85,000.

You should be a minimum of 25 years of age.

Your age can be a maximum of 60 years or your retirement age, whichever is earlier at the time of loan maturity.

You should have at least 2 years of work experience.

 
If you are self-employed :

You should be minimum of 25 years of age and maximum of 65 years.

Your company should be in operation for the last 3 years.

Your company should be making profits.

You should have filed IT Returns for the last 2 years.

 
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