HDFC BANK
CANFIN BANK
  + Documents required
  + Loan Amount Eligibility
  + Interest Rates
  + Pre-Loan Fees
TATA
CITI BANK
ICICI BANK
 
Documents required
                 Personal documents :
Income proof of the applicants
Salaried Class:.
 

Salary certificates or certified copies of salary certificates with deductions for the past 6 months.
  Availability of salary deduction for housing loan installments.
 

Form 16 from the employer for the past 3 years.
 
Self employed/business class :
 

Balance sheet and profit & loss account for the past 3 years.
  Statement of total income and income tax assessment orders and returns for the last 3 years.
 

Brief note on the nature of business, year of establishment, present bankers, form of organisation and the capacity in which the applicant is engaged.

 

Net worth of the applicant/ co-applicant.
 
Proof of age of the applicants.
Guarantor forms along with networth proof/ monthly income proof. Number of guarantors as per the norms of the company.
 
Property documents :
 

Title deeds of the builder/land owner for a period of at least 13 years.
  Development agreement between the builder andland owner if applicable.
 

Encumbrance certificate for the past 13 years.
 

Khata certificate. (Basic document indicating ownership of property as entered in the register of the government authorities.)

  Upto date tax paid receipts of the property.
  Sanctioned plan and license.
  Agreement for sale and construction agreement with the borrower.
 
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