Documents Required :
Document to be submitted with your application :
 
For preapproval only (property yet to be located) :
For all applicants/co-applicants :

Loan application

Copy of tax documents for the last two years . (i.e. Income Tax and Wealth Tax returns, statement of wealth if not a Wealth Tax assessee, assessment orders).

Copy of latest statement of credit cards and car loans.

Copy of overdraft / cash credit account statements for the last 1 year.
Two passport sized photographs
Copy of two positive identifications (passport, driving license, ration card, credit card).
Signature verification from your banker
Copy of insurance policies with latest premium receipt .
Statement of repayment plan with documentary proof of wealth .
Statement of bank a/c for the last one year .
 
If you are employed :

Salary and TDS certificates .

Latest Pay slip .

Letter from Employer (as per format) .

If job is transferable, proof of permanent residence .

 
If you are self-employed :

A note on your business (track record for professionals) .

Copy of audited financial statements for the last two years .

List including address and contact person of top five clients .

 
For approval and disbursal (property already located) :

All documents mentioned under preapproval above .

If you are also taking financial assistance for the property from any source other than the bank, then details of that facility .

Allotment letters and / or Bye-laws of the co-operative society / association of apartment owners .

Photocopies of title deeds, Agreement to sell, Encumberance certificate etc. with a title search certificate from an approved lawyer .

For self construction, approved plans and clearance certificates along with estimates .
 
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