Documents
The following list of documents will be needed while applying for a home loan :
Residence and age proof, which can be established from the Ration Card, Birth Certificate, School Leaving Certificate, Election ID, PAN Card, Drivers License or Passport.
Signature verification from the banker from where the post-dated cheques are issued.

Bank statements for the last six months.

 
For salaried individuals :
Latest salary slip
Form 16 from the employer
 
For self employed individuals :
Certified copies of Balance Sheet and Profit and Loss account, Income Tax Returns' acknowledgments, Advance Tax challans (for both company/firm
and personal account) for the last three years.
Memorandum/Articles of Association for companies/partnership deeds for firms. And a brief profile of your company/firm.
 
Disbursements

Once you accept the sanction letter, your home loan will be disbursed on :

Selection of the property.
Submission of legal and property documents.

Investment of your own contribution.

 
The loan amount will be disbursed in full or in installments depending on the progress of construction.
 
 

Just drop in at our office or give us a call if you want our executive to visit you. Our executive will be more than happy to guide you regarding the loan amount that you are eligible for. Once you are comfortable with the loan amount being offered, we can help you complete the application form and advise you on the documents required.

 
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